Branch Manager: Morninglight Gardens (MLG) Enterprise Limited (3 position)

Position: Branch Manager (3 positions)

MorningLight Financial Solutions Limited is a newly formed money lending company that aims at providing financial solutions to clients in formal employment in Zambia. The company is starting its operations on April 1, 2020 and will start with salary advances given at a competitive rate of 18% per month. The company will have offices in Lusaka, Kitwe and Solwezi.

The Branch Manager will report to the Regional Manager and will be responsible for overall loan-operations management, administration and staff supervision. He/she will be responsible for administering all lending activities for all consumer loan operations and managing all loan cycle processes and determine efficient work plan to achieve all business objectives. The manager will also manage all communication with regional supervisor and administer all loan information workflow and process all database applications. She/He will also manage all interest rates and perform all quality interviews and analyze all financial reports. The branch manager will also be responsible to develop and maintain professional relationships with all borrowers to answer all questions and analyze all credit reports for qualification processes and document all resources.

Specific duties and responsibilities

• Approve loans within specified limits, and refer loan applications outside those limits to management for approval.
• Maintain, manage and monitor all customer related loan operational issues.
• Develop and execute branch loan sales strategies to maximize revenues.
• Manage all loan cycle processes and administer all loan processes and assist to ensure optimal customer services.
• Prepare financial statements for the regional office.
• Monitor expenses of the branch.
• Ensure profitable results in administrating branch office.
• Develop and communicate business strategies to the branch staff.
• Maintain all relevant databases and update.
• Prepare branch budget and submit to regional office.
• Supervise loan officers.
• Any other duties as assigned by the supervisor.

Qualifications and skills requirement

• Degree in Finance, business, or related field
• Minimum three years working experience in micro-finance.
• Good communication, coordination, monitoring and planning skills
• Ability to communicate in English and local language highly desirable
• Excellent interpersonal, budgeting, financial, supervision, planning and monitoring skills required
• Must be able to work independently and make decisions
• Must be strong Computer skills in Microsoft Office.
• Women are encouraged to apply.

Application Instructions:

• Application deadline is March 12, 2020
• Send your applications and CV to [email protected]. For more details on the job descriptions, visit the facebook page @ Morninglight Financial Solutions or WhatsApp on +251- 929-907-740 for the JDs.
• Applications that do not follow these instructions, or that don’t meet the stated minimum qualification requirements, will not be considered.