Jobs in Zambia and Zimbabwe

Investment Officers Jobs: Development Bank of Zambia

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The Development Bank of Zambia (DBZ) is a development finance institution that influences the environment for access to finance for development by offering innovative, tailor made financing solutions, advisory services and technical support to viable local enterprises.

The Bank is looking for suitably qualified persons to apply for the following position:

INVESTMENT OFFICERS (2 Positions)

JOB SUMMARY

Required to prepare bankable appraisals for various banking facilities including project appraisal for
consideration by Management and the Board.

Main Duties and Responsibilities

  • Proactively sell DBZ Products and Services by identifying and visiting potential clients
  • Respond to client queries and applications
  • Undertake prior lending field visitations of potential clients.
  • Conduct due diligence on the Bank’s potential clients.
  • Carry out analysis and appraisals of business plans and credit applications, under the supervision of Line Manager, ensuring that projects meet the acceptable standards regarding:
  • technical feasibility
  • financial viability and
  • environmental, occupational and social acceptability
  • Prepare for the Loans Committee, quality credit proposals sound justification for the Bank’s lending decisions.
  • Prepare Facility Letter for approved loans.
  • Carry out status inquiries on clients and collect all Know Your Customer (KYCs)
  • On approval of such facilities, ensure compliance of pre-conditions and perfection of all security documentation before file is forwarded to the supervision department.
  • To maintain client credit files in the acceptable format and ensure completeness of infomation as per policy requirement, as well as acceptable due diligence standards.
  • Undertake clients calls, site visits and all collateral inspections on all credit clients under portfolio, and document same as separate reports from appraisal papers.
  • Carry out any otherwork as may be assigned by the supervisor or any other senior staff in the
    department.

Education, Experience and Qualifications:

  • Grade twelve certificate with 5 ‘O’ level including Mathematics and English
  • Bachelors Degree in Engineering, Agriculture,
  • Natural Sciences, Emnomics and any related Degree.
  • Must possess not less than 3 years’ experience in similar environment.

Skills and Specifications

  • Must be Honest and must possess a high level of integrity
  • Banking experience desirable
  • Analytical and numerical skills
  • Report writing skills

Interested candidates who meet the minimum qualifications should summit their application letters, CVs and Copies of Certificates to the undersigned:

Head Human Resource Procurement & Administration
Development Bank of Zambia,
P. O. Box 33955
Lusaka

Applications should be received not later 27th April, 2018.