United Bank for Africa (Z) Ltd Job Vacancy: Country Head – Retail Banking
Job Objectives
- To establish and maintain positive customer relationships, plan and deliver an effective retail marketing strategy and monitor the progress of new and existing products; as well as provide operational management support on a day-to-day basis.
Key Duties & Responsibilities;
- Directly supervise the activities of Business Managers to ensure optimal achievement of set targets
- Contribute to the preparation of annual marketing plans and strategies for liability generation to enable Business Managers to achieve targeted growth objectives.
- Recommend the creation of risk assets to increase business office profitability
- Contribute to the effective launching of new products to ensure favorable market response and optimum build-up of revenue
- Monitor and assign targets to Business Managers to ensure effective focus on target achievement
- Maintain and acquire customer relationships to improve deposit liability growth and mix.
- Relationship Management of High Net Worth Customers
- Network with all potential clients in all relevant categories
- Identifying and developing conglomerates banking relationships
- Ensuring proper documentation throughput, the credit application and available process.
- Sourcing for and monitoring of customer’s tenured investment/facilities.
- Respond promptly and satisfactorily to customer’s daily request and complaints.
- Prepare weekly and monthly statistics/performance reports for management use.
- Monitoring of the customer’s main account regularly
- Reconciling all transactions on customer’s accounts where and when necessary.
- Assist with the processing of customer’s letters of credit and invisible transactions.
- Initiate and carry out recovery action on non-performing credits facilities
- Maintain a comprehensive database of the customers’ operational records including the existing and prospective customer data
Required Key Knowledge and Competencies;
- Strong credit and marketing skills.
- Must be self-solution driven, proactive
- Have in-depth knowledge of the business environment
- Knowledge of banking operations
- Ability to evaluate needs of customers, and determine what products or service would best serve those needs
- Strong interpersonal and communications skills
- Strong leadership and negotiations skills
- Exhibit drive energy, aggression and passion for business development and acquisition
- Leadership skills
- Strong Interpersonal skills
- Strategic Thinking
- Negotiation & Analytical skills
- Product Development
Minimum Education Qualifications
- Minimum of a first degree in a business related field from a recognized University with at least a Credit or better.
- Grade Twelve Certificate with at least Five (05) Credits of better, including Mathematics and English.
Previous Work Experience Requirements
- Must have at least 7 years working experience in the banking industry.
Application procedure;
Only candidates who meet the above role specifications, experience and competencies should apply by sending email application letter and detailed CV: [email protected].
The closing date for receiving applications is 21st May 2018.